| Benefit |
Who is eligible |
Benefit description |
When eligible |
Your cost |
| Basic Employee Life Insurance |
Regular full-time employees |
Equal to 1x your base annual pay up to a maximum benefit of $50,000. |
After 90 days of continuous service* |
None (automatically enrolled) |
| Optional Life Insurance |
Regular full-time employees |
You may purchase a flat $100,000, or 1x, 2x, 3x or 4x your base annual pay, rounded to the next higher $1,000 up to a maximum benefit of $250,000. |
After 90 days of continuous service* |
Premium based on coverage selected |
| Optional Dependent Life Insurance |
Regular full-time employees |
You may purchase a benefit of $10,000 for your spouse and/or child(ren). |
After 90 days of continuous service* |
Set premium for all employees |
| Accidental Death and Dismemberment (AD&D) |
Regular full-time employees |
You may purchase 1x to 10x your base annual pay rounded to the next higher $1,000 up to a maximum benefit of $1,000,000. Dependent coverage also available. |
After 90 days of continuous service* |
Premium based on coverage selected |
| On-The-Job Accident |
Regular full-time employees |
Provides up to a $100,000 benefit for employees assigned to a field project site. |
Date of hire |
None (automatically enrolled if assigned to a field project site) |
| Short-Term Disability |
Regular full-time employees |
Beginning on the 8th day of disability or nonoccupational accidental injury, provides 60% of your weekly predisability base pay up to a maximum benefit of $750 per week. California, Hawaii, New Jersey, New York, Rhode Island, and Puerto Rico have special legislated short-term disability plans (you may not need to enroll in the company STD plan if the state disability benefit is equal to or greater than the company STD plan benefit). |
After 90 days of continuous service* |
Premium based on salary, shared by Fluor; state legislated plans are withheld as a tax |
| Foreman long-Term Disability |
Regular full-time Foremen |
Available to all active full-time foremen, provides a maximum monthly benefit of $1,000 after 180 days of continuous disability. |
Date of hire/date of job change to foreman status working at least 1,000 hours/year |
Premium based on age |
| Pension Plan |
Regular full-time employees |
For each calendar year you work 1,000 hours, you receive one year of credited service towards a vested benefit of $24 per month at retirement. You become vested in the benefit after earning five years of credited service. |
After one year of service working 1,000 hours or more |
None (automatically enrolled after on year of service) |
| Craft Employees’ 401(k) Retirement Plan |
Regular full-time employees |
Save for your retirement using before-tax dollars; this lowers your gross taxable wages, which can lower your weekly federal (and most state and local) withholding taxes. After one year of continuous service*, you will be eligible for a company match. |
Date of hire |
Amount of your voluntary contribution |