Financial protection

A summary of Fluor craft employee 2017 benefits in the field of financial protection:

Benefit Who is eligible Benefit description When eligible Your cost
Basic Employee Life Insurance Regular full-time Employees Equal to 1x your base annual pay up to a maximum benefit of $50,000. After 90 days of continuous service* None (automatically enrolled)
Optional Life Insurance All Employees You may purchase a flat $100,000, or 1x, 2x, 3x or 4x your base annual pay, rounded to the next higher $1,000 up to a maximum benefit of $250,000. After 90 days of continuous service* Premium based on coverage selected
Optional Dependent Life Insurance All Employees You may purchase a benefit of $10,000 for your spouse and/or unmarried child(ren) under age 26. After 90 days of continuous service* Set premium for all employees
Accidental Death and Dismemberment (AD&D) All Employees You may purchase 1x to 10x your base annual pay rounded to the next higher $1,000 up to a maximum benefit of $1,000,000. Dependent coverage also available. After 90 days of continuous service* Premium based on coverage selected
On-The-Job Accident All Employees Provides up to a $100,000 benefit for employees assigned to a field project site. Date of hire None (automatically enrolled if assigned to a field project site)
Short-Term Disability All Employees On the 8th consecutive day of disability or nonoccupational accidental injury, provides 60% of your weekly predisability base pay up to a maximum benefit of $750 per week. California, Hawaii, New Jersey, New York, Rhode Island, and Puerto Rico have special legislated short-term disability plans (you may not need to enroll in the company STD plan if the state disability benefit is equal to or greater than the company STD plan benefit). After 90 days of continuous service* Premium based on salary; state legislated plans are withheld as a tax
Foreman long-Term Disability Regular full-time Foremen Available to all active full-time foremen, provides a maximum monthly benefit of $2,000 after 180 days of continuous disability. Date of hire/date of job change to foreman status working at least 1,000 hours/year Premium based on age
Craft Employees' 401(k) Retirement Plan All Employees Save for retirement using before-tax or after-tax Roth contributions. Before-tax dollars lowers your gross taxable wages, which can lower your weekly federal withholding taxes. After-tax Roth contributions will grow in the plan tax free and, in most cases, will not be considered taxable income when distributed. After one year of continuous service, you will be eligible for a company match. Date of hire Amount of your voluntary contribution
* Special rules apply if there is a break in service.

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